Friday, June 19, 2009

USA Forex












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Froxe United States


The following data have been gathered by Capgemini and are part of the World Retail Banking Report published annually in March.

Macro economic indicators (2006)

GDP at current prices
$13,225 billion
Inhabitants
299.7 million
GDP per head
$44,071
Economic growth rate
+3.3%
Consumer confidence indicator
99.6
Unemployment rate
4.7%
Consumer Price Index
4.0%
Banking Importance
20.8%
Number of branches
92,000
Number of ATMs
420,000
Households savings ratio
0.5%
Inflation rate
+3.2%
Interest rate, consumer credit
13.21%
Interest rate, residential
6.22%
Number of credit cards
1,46 billion

Type and size of players

Total Banking Income and Cost/Income Ratio
(Operating Expenses/Total Banking Income)


USA Retail Banking Income 2006

Products


USA Market Deposits & Loans

U.S. retail banking market is highly fragmented. This is illustrated by the fact that the top 10 U.S. Banks held only about 36% of the market share based on total U.S. deposits.

Total Deposits in US$ (31.12.2006 )

US Bank Entity

Trends

Customer Experience
• Banks are beginning to design products that cross customer silos:
- Customers in the past have had varying experiences and disparities in service quality across channels (branch, phone, internet) and across products (mortgage, etc.)
- Banks are beginning to improve and align processes like product applications and cross-selling
• Interactive products are increasing as customers become more comfortable using the internet:
- Banks expected to offer new products geared towards online self-service interactions
• Branch locations are increasing in number and being renovated:
- Self-service channels (ATM, phone, internet) are not effective for customer acquisition and cross-selling
- Branch locations are to be used as sales platforms by leveraging retail practices such as product displays, merchandising and layouts (demographic targeting)

Marketing / Target Products
• Faced with strong competition, banks are becoming more proactive with their marketing initiatives:
- Customer acquisition strategies being replaced by efforts to cross-sell products and services with marketing campaigns around specific customer interactions
• Continued investment in non-core product offerings:
- In redefining their marketing strategies, banks remain attracted to products traditionally offered by Financial Services companies
• Competition with Financial Services firms for retirement assets:
- Banks are marketing 401K programs to corporations in order to gain access to their employees in expectation of cross-selling other products and services

M&A Overload
• Recent acquisitions have resulted in some large banks having huge asset totals that must be earning returns for investors:
- Heated competition and sophistication in targeting loan offers to consumers

Tuesday, June 16, 2009

G C I financial


Free Demo Account

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Technical Indicators

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Fibonacci Lines can help you in determining how far a move will continue to before a reversal. We will explain them in depth











Economic Data Releases

Many forex trading opportunities are possible thanks to the fundamental announcements that come out of different countries every single day. There are hundreds of such fundamental announcements every month, but most of them are a waste of time. There are about forty of such announcements that are capable of moving the forex market by 30 pips to 200 pips in the first hour of the report, if certain conditions are met.

We are going to identify and describe the world’s most influential economic indicators, and make the whole subject friendly, fascinating and tradable.

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We will send you emails out-lining our best scenario for that days data release.

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Included in that e-mail will be a review of the past days reaction to the data release.





Market

Timing

There are great trading times of the US market. The greatest times are the market opening, with the Dow/Yen theory and the market close Triple Roll and many more





We are a group of dedicated Forex Traders

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forex shares growth value

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Fortune Forex Seminar (Apr 2009)




A Crash Course on How to Trade Forex with as little as $300. A 4-hour Lecture & Demo session that introduces you to the world of Online Forex Trading.

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Unknown to most people, the Forex Market is the Biggest Financial Market in the world with an average of approximately 1.9 Trillion US Dollars changing hands on any given day. It is where Banks, Investors, and Speculators exchange one Country’s currency with another. Although modern forex trading has been around since the early 20th century it was not easily accessible to individuals due to the high capital requirement and cumbersome technology. It was only well after the 1990s when the computer and internet revolution made it possible and more convenient for small investors like you and me to invest in Forex.

How Much Money Can You Make on Forex | SigmaForex





One of the optimal way to earn more money on the Forex market is by getting a proper Forex trading education. This can be done by attending seminars or taking a home course. One of the best courses, if not the best, is Bill Poulos's Forex Profit Accelerater course.

Offered in limited numbers, this course is a comprehensive analysis of the Foreign exchange market and what you need to do in order to be successful in it. Forex Profit Accelerater comes in the form of a manual and video tutorials that teach you 4 major trading strategies which fit different market conditions and allow you to exploit both short term and long term opportunities. But what's special about this course is that it also teaches risk management and money management. This ensures that you modify the strategies to your own personal needs and condition, financial and otherwise.

MSI GX620 And GX720 Gaming Laptop



MSI has introduced a couple new gaming laptop based on the new Intel Montevina/Centrino 2 platform, known as the GX620 and GX720. Both of models features an Intel Core 2 Duo processor, a turbo overclocking button, up to 4GB DDR2 RAM (upgradeable), a nVidia GeForce 9600M GT 512MB graphics card, a 320GB of hard drive, Draft-N wireless, HDMI output, built-in 2.0 Mega Pixel Webcam, and Blu-ray drive option. The difference between two models above is — the GX620 comes with 15.4-inch LCD display, while the GX720 has 17-inch TFT-LCD widescreen display boasting a resolution of 1920 x 1200 pixel and 16:10 of aspect ratio.

Toshiba's the Qosmio X300



As with most gaming machines, the X300 comes packed with premium specifications, from the latest 2.53GHz Centrino 2 processor and 4GB DDR3 RAM to dual 250GB hard drives and a 17-inch WXGA TFT display. It also features an onboard 512MB Nvidia GeForce 9700M GTS GPU which should handle most new games smoothly, though there is no mention on whether it will support Nvidia's PhysX technology.
The X300 is expected to retail at S$4,099 (US$2,743.09) from end August.

Maingear eX-L Gaming Laptop


The eX-L gaming laptop by Maingear is a beast, possesing a 3.06 GHz Core 2 Extreme X9100 processor, armed with a couple of ATI GPUs or a single NVIDIA unit, with a 17" display, built-in speakers with subwoofers and 802.11n WiFi. Pricing and availability have yet to be revealed but expect to fork out a beastly sum of dough for this one.

Evesham Zieo NX600-HDX

Who would have thought Evesham could have give us a gaming laptop, well guess what they have and the Zieo NX600-HDX is one hell of a gaming laptop. Ok lets us get the first thing out of the way first the price, you are looking at £1900 that that over $3800 has that stopped your heart yet. The NX600-HD was already a good laptop but the NX600-HDX, with the X meaning Xtreme you really are in for a treat.

According to Cheap Laptops the processor used is the 2.8GHz Intel Core2Duo, which works hard with the 4GB of RAM, you get a 200GB 7200rpm hard drive and the sexy NVIDIA GeForce 8700M GT 512MB graphics card. The Evesham Zieo NX600-HDX has a 17-inch display that helps to show of the truly amazing graphics.

MSI GX700 Gaming Laptop


The general perception of anything high tech and feminine is either Tombraider or Hello Kitty, so it’s good to see that someone is taking the effort to do something different. The new 17″ gaming laptop MSI GX700 from MSI feature a feminine beauty on the top. Her elegant features mesmerize you and her specs…err the laptop’s specs are impressive. It boasts of a 1.3M embedded webcam, Intel Centrino Duo mobile technology, nVidia Geforce 8600M GT 512MB, Full DiretX 10 support, HDMI output, 4.1 Channel Speakers and optional Embedded TV Tuner.

Gateway P-6831FX Gaming Laptop

The Gateway P-6831FX is powered by an Intel Core 2 Duo T5450 processor, 3GB od DDR2 RAM, NVIDIA GeForce 8800M GTS with 512MB and a 250GB hard drive, 17-inch 1440×900 Ultrabright LCD display, WiFi 802.11a/b/g/n, Bluetooth 2.0+EDR, integrated speakers and 1.3 Megapixel webcam and a 5-in-1 card reader.

Acer Aspire 8930

As for the specs fo the Acer Aspire 8930, its a 18.4-inch that boasts Intel’s new Core 2 Quad Mobile Q9000 CPU, 4GB of DDR3 RAM, a 500GB 7200 SATA hard drive and NVIDIA GeForce 9700M GT graphics with 512MB of dedicated video memory. It will however cost $1800, which is quite alot for an Acer. Check out some pictures of the Acer Aspire 8930 below…